Protection that picks up where insurance leaves off

 

A Cinch Home Services protection plan pairs seamlessly with home insurance to fill gaps in coverage. Your clients can’t predict when an appliance or home system will break down, but our plans can help mitigate the cost of repairs and replacements if they do. With Cinch’s support, you will prepare clients for the unexpected.

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Protection that picks up where insurance leaves off

 

A Cinch protection plan pairs seamlessly with home insurance to fill gaps in coverage. Your clients can’t predict when an appliance or home system will break down, but our plans can help mitigate the cost of repairs and replacements if they do. With Cinch’s support, you will prepare clients for the unexpected.

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Meet Cinch Home Services

 

Cinch is a leader in providing home protection solutions that help mitigate surprise costs when home systems and appliances break down, improving and simplifying home ownership.

Our team of insurance industry veterans is ready to help solve core problems for agents and policyholders. We’ve been protecting homeowners for over 45 years.

4 million+ claims serviced over the last six years

$1 billion+ in claims paid over the last six years

Network of licensed local service providers

180-day workmanship guarantee on covered repairs

Stevie Award winner for excellence in customer service

Winner of four 2024 ConsumerAffairs Buyer's Choice Awards

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Unexpected repairs can

break a budget

 

Did you know only 40% of Americans can cover a $400 expense?1  Unexpected issues cause 77% of homeowners to pay for repairs in their first year of ownership2, and delaying service can cause greater damage that impacts loss ratios. As a trusted advisor, you can mitigate this risk by closing the coverage gap.

Unexpected repairs can break a budget

 

Did you know only 40% of Americans can cover a $400 expense?1  Unexpected issues cause 77% of homeowners to pay for repairs in their first year of ownership2, and delaying service can cause greater damage that impacts loss ratios. As a trusted advisor, you can mitigate this risk by closing the coverage gap.

One of the industry's best home protection plans, Cinch Home Services coverage:

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Covers most appliances and systems no matter their age

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Is used more frequently than homeowners insurance

 (~2x per year)

Is used more frequently than homeowners insurance (~2x per year)

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Does not impact insurance score or premiums

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Complements high deductible, low usage home equipment breakdown coverage

Offered by a homeowner’s most trusted risk advisor, you

 

Our plans offer a variety of coverage and pricing options to help protect homeowners from the breakdowns of key home appliances and core systems. These are the events that are often the quiet culprits of severe insurance claims. Plus, this protection offers clients:

  • No limits on age, make, model or restrictions
  • Guaranteed issue quote and bind
  • HOI deductible reimbursement (up to $1,000)3,4

How you benefit from a partnership with Cinch Home Services

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Fill the homeowner protection gap
Covers appliances and system breakdowns

from age, wear and tear.

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Strengthen client relationships
Mitigate risk, build trust and protect
their investment.

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Earn revenue through partnership
Make money on new business, renewals and

through performance incentives.

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Let's build a long-term partnership together

 

The Cinch Home Services agency success team is dedicated to supporting our agency partners with product training, best practices, scripting and troubleshooting:

  • Comprehensive product and sales training for agents
  • White glove support from our dedicated agency success team
  • Content for marketing campaigns
  • Competitive commissions on new and renewal business
  • Web-based customer enrollment in three minutes

 


For CA residents, plans offered and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors. All protection is subject to plan terms and conditions. Availability may vary by state.

 

1Bankrate’s Annual Emergency Savings Report, 2023

 

2 https://www.cnbc.com/2022/02/22/3-in-4-homebuyers-face-unexpected-maintenance-costs-in-first-year.html

 

3Applies only to Cinch Complete Home Plan and reimburses plan owners up to $1,000 when they must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in plan materials received after plan enrollment.

 

4Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.