Protection plans to cover your appliances

Cinch has you

  • Get your first month of coverage free1
  • Thousands of reliable, pre-screened service providers
  • $500 homeowners insurance deductible reimbursement3
  • 180-day workmanship guarantee
  • 45 years of experience
  • 24/7 customer service
  • Cancel anytime

Protection plans to cover your appliances

Cinch has you covered.

  • Get your first month of coverage free1
  • Thousands of reliable, pre-screened service providers
  • $500 homeowners insurance deductible reimbursement2
  • 180-day workmanship guarantee
  • BBB accredited with 45 years of experience
  • 24/7 customer service
  • Cancel anytime
First Month FREE! Restrictions apply

Protect your budget!

Award-winning home warranty2 service
starting at less than $1 per day.
(varies by state)

Why do I need a Cinch home warranty?

Without a Cinch home warranty, you could be paying too much for repairs and replacements.4

Real stories, real customers

What is an appliance protection plan or warranty?

It’s tough to stick to your budget when you suddenly need a new dishwasher, refrigerator or dryer. For an affordable monthly fee and deductible paid at time of service call, appliance warranty coverage can help keep your home running strong, even when you need repairs or replacements. An appliance warranty is a great way to plan ahead and enjoy peace of mind. That peace comes from knowing that if you ever need to repair or replace your appliances, your protection plan has you covered. 

Why choose an appliance protection plan or warranty?

Appliance warranties are a cost-effective way to extend your investment into the essential appliances that make your day-to-day life easier. Most major appliances are sold with limited warranties. Why not get the most service possible out of each of them?

When any of your home’s major appliances need service, Cinch’s experienced and skilled service pros will respond as quickly as possible to get your home’s appliances back into action.

You can rely on Cinch for award-winning customer service. With our 180-day workmanship guarantee, thousands of service providers with four decades of experience and over one million claims serviced, your home’s critical components are safe with Cinch.

Frequently asked questions

When should I buy a Cinch Home Services home warranty?

Although it’s best to get a home warranty as soon as you become a homeowner, you can purchase a plan at any time during the buying, selling or home-owning experience.

Even though purchasing a home warranty is important when buying or selling a home, you will also want to purchase a warranty when your existing limited-time warranties expire or when you remodel and add new appliances or systems to your home.

What is not covered by a Cinch home warranty?

While a Cinch home warranty plan offers a wide range of coverage, some situations are not covered by a home warranty, including:

  • Neglect and failure to do scheduled maintenance
  • Cosmetic dents and scratches to appliances
  • Non-mechanical items in the home, such as windows, walls, doors and the roof
  • Improper installations or repairs
  • Pest damage
  • Misuse 

Unlike many other plans, Cinch’s home warranties usually cover “unknown pre-existing conditions.” To fully understand what isn’t covered, read the details of the “General Exclusions and Limitations” section of a plan’s terms and conditions.

What is the difference between a home warranty and homeowners insurance?

While home insurance policies are typically required for homeowners, a home warranty plan is never mandatory. But since insurance policies don’t cover costs for daily wear and tear to the appliances and home systems you rely on, warranty coverage can save you a lot of trouble and money.

Homeowners insurance covers four primary areas of your home:

  • Personal property that could be stolen or damaged
  • The interior of your home
  • The exterior of your house
  • General liability that covers you if someone gets injured on your property

Home warranties generally cover failures incurred from daily wear and tear to both your home’s major appliances and systems such as:

  • Major kitchen appliances like your fridge or built-in microwave
  • Clothes washer and dryer
  • Water heater
  • HVAC systems 
  • Plumbing and electrical systems
Who are the independent contractors that Cinch sends to my house?
We match your repair request with one of our thousands of vetted service providers. Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback.
My home's systems and appliances are old. Does Cinch cover them?

Home warranties are not just for new appliances and systems. A home warranty plan has several benefits for owners of older appliances and systems:

  • Fill coverage gaps: The manufacturers’ warranty plans will likely have expired on your older appliances and systems and homeowners insurance doesn’t cover damage due to wear and tear.
  • Save on repair costs: A home warranty plan helps replace large, unexpected costs with a small, predictable monthly plan. 
  • Get qualified repair service and a low service fee: A home warranty plan connects you to a network of experienced service providers, and all Cinch plans guarantee their work for up to 180 days.
  • Get matched with a service pro: Our customer service takes care of matching you with an in-network service provider when you make a claim, so you don’t need to go searching for one yourself.
  • Secure your peace of mind: Inevitably, one of your items may breakdown, but with a warranty plan, you won’t need to dip into long-term savings or credit to pay for it.
Small family moving into new home with home warranty plan
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