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Award-winning home warranty service
starting at less than $1 per day.

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Why choose a Cinch home warranty?

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Our provider network has over 19,000 prescreened professionals.

We guarantee our work for 6 month — at no additional cost to you.

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Multiple customer service awards year-after-year.

Why choose a Cinch home warranty?

Technicians icon

Our provider network has over 18,000 prescreened professionals.

We guarantee our work for 6 month — at no additional cost to you.

Multiple customer service awards year-after-year.

Get your free home warranty quote!

No spam. No obligations.

"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

Julie from Three Rivers, MI

"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. The latest time that I submitted a claim, the techs weren't able to take care of the issue on the first visit. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

Calvin from Laurel, MD

"When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

Frank from New Port Richey, FL

★   ★   ★   ★   ★

"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

Julie from Three Rivers, MI

"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. The latest time that I submitted a claim, the techs weren't able to take care of the issue on the first visit. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

Calvin from Laurel, MD

"When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

Frank from New Port Richey, FL

When should I buy a Cinch Home Services home warranty?

Although it’s best to get a home warranty as soon as you become a homeowner, you can purchase a plan at any time during the buying, selling or home-owning experience.

 

Even though purchasing a home warranty is important when buying or selling a home, you will also want to purchase a warranty when your existing limited-time warranties expire or when you remodel and add new appliances or systems to your home.

 

What is not covered by a Cinch home warranty?

While a Cinch home warranty plan offers a wide range of coverage, some situations are not covered by a home warranty, including:

  • Neglect and failure to do scheduled maintenance
  • Cosmetic dents and scratches to appliances
  • Non-mechanical items in the home, such as windows, walls, doors and the roof
  • Improper installations or repairs
  • Pest damage
  • Misuse 

 

Unlike many other plans, Cinch’s home warranties usually cover “unknown pre-existing conditions.” To fully understand what isn’t covered, read the details of the “General Exclusions and Limitations” section of a plan’s terms and conditions.

What is the difference between a home warranty and homeowners insurance?

While home insurance policies are typically required for homeowners, a home warranty plan is never mandatory. But since insurance policies don’t cover costs for daily wear and tear to the appliances and home systems you rely on, warranty coverage can save you a lot of trouble and money.

 

Homeowners insurance covers four primary areas of your home:

  • Personal property that could be stolen or damaged
  • The interior of your home
  • The exterior of your house
  • General liability that covers you if someone gets injured on your property

 

Home warranties generally cover failures incurred from daily wear and tear to both your home’s major appliances and systems such as:

  • Major kitchen appliances like your fridge or built-in microwave
  • Clothes washer and dryer
  • Water heater
  • HVAC systems 
  • Plumbing and electrical systems

Who are the contractors that Cinch sends to my house?

We match your repair request with a vetted service technician from our network of more than 19,000 professionals. Every technician that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our technicians and scoring them based on customer feedback.

My home's systems and appliances are old. Does Cinch cover them?

Home warranties are not just for new appliances and systems. A home warranty plan has several benefits for owners of older appliances and systems:

  • Fill coverage gaps: The manufacturers’ warranty plans will likely have expired on your older appliances and systems and homeowners insurance doesn’t cover damage due to wear and tear from use over time. 
  • Save on repair costs: A home warranty plan helps replace large, unexpected costs with a small, predictable monthly plan. Even if you can’t predict when one of your items will break down, you can ensure that you are covered for when it does.
  • Get qualified repair service and a low service fee: A home warranty plan connects you to a network of experienced technicians, and all Cinch plans guarantee their work for up to 180 days.
  • Our customer service takes care of matching you with a technician when you make a claim, so you don’t need to go searching for one yourself.
  • Secure your peace of mind: Investing in a home warranty plan ensures you have the resources to keep your home running smoothly — even with out-of-date appliances and older systems. Inevitably, something will go wrong, but with a warranty plan, you won’t need to dip into long-term savings or credit to pay for it.
Frequently asked questions

When should I buy a Cinch Home Services home warranty?

Although it’s best to get a home warranty as soon as you become a homeowner, you can purchase a plan at any time during the buying, selling or home-owning experience.


Even though purchasing a home warranty is important when buying or selling a home, you will also want to purchase a warranty when your existing limited-time warranties expire and when your needs change.


New-construction homes often include limited-time warranties, but be sure to check the terms and conditions. Like homeowners insurance policies, many don’t cover appliances. So, as soon as the builder’s warranty expires, reassess your coverage, and make sure your major appliances are protected. The same goes for the manufacturers’ warranties on your appliances — when they run out, a home warranty company can fill that gap in coverage.


When you remodel and add new appliances or systems to your home, consider buying a plan or upgrading your home protection. On top of standard coverage for the essentials, such as your kitchen appliances or water heater, you can also add coverage for repair and replacement of your new hot tub or smart home system.

What is not covered by a Cinch home warranty?

Homeowners often buy home warranties because they are a cost-effective way to ensure essential appliances and built-in systems stay up and running. This kind of peace of mind is important when the costs to replace a malfunctioning item can run into the hundreds or thousands of dollars. If your budget is tight and you don’t have DIY skills for repairs and installation, signing a home warranty contract makes a lot of sense.

 

In addition, when you buy a new appliance, it usually comes with a manufacturer’s warranty that’s valid for a set length of time. The standard coverage varies depending on the appliance and manufacturer but could be anywhere from six months to a year or so. After the warranty expires, your appliance is left unprotected, and it’s your responsibility to pay for repairs or replacements as needed.

What is the difference between a home warranty and homeowners insurance?

While home insurance policies are typically required for homeowners, a home warranty plan is never mandatory. But since insurance policies don’t cover costs for daily wear and tear to the appliances and home systems you rely on, warranty coverage can save you a lot of trouble and money.

 

Homeowners insurance covers four primary areas of your home:

  • Personal property that could be stolen or damaged
  • The interior of your home
  • The exterior of your house
  • General liability that covers you if someone gets injured on your property

 

Home warranties generally cover failures incurred from daily wear and tear to both your home’s major appliances and systems such as:

  • Major kitchen appliances like your fridge or built-in microwave
  • Clothes washer and dryer
  • Hot water heater
  • HVAC systems like your air conditioner
  • Plumbing and electrical systems
  • Smart home system integrations

 

While homeowners insurance covers damage usually from natural disasters, a home warranty covers the repair and replacement of major appliances and systems that malfunction because of mechanical failure — the normal wear and tear of parts. 

Who are the contractors that Cinch sends to my house?

We match your repair request with a vetted service technician from our network of more than 18,000 professionals. Every technician that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our technicians and scoring them based on customer feedback.

My home's systems and appliances are old. Does Cinch cover them?

Home warranties are not just for new appliances and systems. A home warranty plan has several benefits for owners of older appliances and systems:

 

  • Fill coverage gaps: The manufacturers’ warranty plans will likely have expired on your older appliances and systems and homeowners insurance doesn’t cover damage due to wear and tear from use over time.
  • Save on repair costs: A home warranty plan replaces large, unexpected costs with a small, predictable monthly plan. Even if you can’t predict when one of your item will break down, you can ensure that you are covered for when it does.
  • Get qualified repair service and a low service fee: A home warranty plan connects you to a network of experienced contractors, and all Cinch plans guarantee their work for up to 180 days.
  • Our customer service takes care of matching you with a repairman when you make a claim, so you don’t need to go searching for one yourself.
  • Secure your peace of mind: Investing in a home warranty plan ensures you have the resources to keep your home running smoothly — even with out-of-date appliances and older systems. Inevitably, something will go wrong, but with a warranty plan, you won’t need to dip into long-term savings or credit to pay for it.

Get your free home warranty quote!

No spam. No obligations.

Get your free home
warranty quote!

No spam. No obligations.

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